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Most windfalls are gone within two years. Not because people are foolish — because nobody hands them a protocol. This is the 90-day system for an inheritance, a bonus, a settlement, or a business sale: a freeze week so the money survives the excitement, a tax set-aside figured by source, a debt payoff order computed to save the most interest, and an allocation plan with guardrails (fun money is capped — on purpose). A 23-item checklist walks you day by day. Try the free demo on our Products & Services page first. Runs fully offline on your own device; your numbers never leave your computer. Planning tool, not financial advice.
Most windfalls are gone within two years. Not because people are foolish — because nobody hands them a protocol. This is the 90-day system for an inheritance, a bonus, a settlement, or a business sale: a freeze week so the money survives the excitement, a tax set-aside figured by source, a debt payoff order computed to save the most interest, and an allocation plan with guardrails (fun money is capped — on purpose). A 23-item checklist walks you day by day. Try the free demo on our Products & Services page first. Runs fully offline on your own device; your numbers never leave your computer. Planning tool, not financial advice.